Author Archives: admin

3 Features Your Next Business Travel Credit Card Should Have

When choosing a business credit card, there are definitely no shortage of options for you to pick from. If you are trying to sift through the myriad of options that you have, it’s important to evaluate each card based on the features that it carries. Here are three features that you might want your next business credit card to have.

3 Features Your Next Business Travel Credit Card Should Have,

1. No International Purchase Fee

One factor that you need to look at is how much the credit card company will charge you when you purchase something overseas. A lot of credit cards will charge you a fee for the currency exchange every time you make a purchase outside of the country. However, there are a few credit cards out there that will actually waive any fees that come with international currency exchanges. This can make a big difference if you are living overseas or if you do business overseas a lot. You don’t want to have to lose three to five percent every time you buy something with your card.

2. Rewards That Work for You

When you are choosing a business credit card, you should also pay attention to the type of rewards that it offers. Not every rewards program is created equally. Some of them are more relevant to your lifestyle and some give rewards at a faster rate than others. For example, some programs give you one point for every dollar that you spend while others will give you two or three points per dollar. This allows you to accumulate rewards points quicker and get the things that you really want. Some rewards programs focus on areas that may be more important to you than others. For instance, if you travel a lot, you may want to get a credit card that builds airline miles so that you can get free tickets more often.

Rewards are more prevalent in some countries than others. For example, in the USA, while there are many credit cards with rewards, a rewards program is not standard across the board. Compare that with a completely different country like the UAE and the situation is very different. As you can see on this page, rewards programs there are much more commonplace.

3. Expense Tracking

Another nice feature that you should look for in a business credit card is expense tracking capabilities. Many of the business credit cards on the market today give you the ability to track expenses in different categories. With expense tracking, you can see exactly where all of your money is going. Many businesses have a hard time keeping track of the various expenses that they incur. With expense tracking, you’ll have a detailed record of everything that you buy for your business. This will make things a lot easier on you when it comes to determining how much business expense you have for tax purposes and for business planning. If you don’t know what you’re spending, then it becomes a lot more difficult to make business decisions that will help you.

Before you ultimately decide on what type of business credit card you want, make sure that you can compare features side-by-side. Don’t rush into any decisions to get a business credit card. Otherwise, you might end up paying a lot of unnecessary fees and expenses that you didn’t expect to hit your account. Doing a little homework can save you a lot of money and headache.

Afford a Dream Vacation With Budget Adjustments

Making the right personal finance decisions will allow you to do more with your current income. It’s not always as easy as out-earning the bad financial decisions you make, such as financing a vacation you can’t afford. However, you can still afford a dream vacation, if you take good look at where you spend your money.

Afford a Dream Vacation With Budget Adjustments,

Maybe you’ve always dreamed of taking a luxury cruise to Spain or you want to travel through Italy. Wherever it is you’ve always wanted to go, you can get there without taking out a second mortgage or refinancing your home.

Here are some of the things to consider as you put together a financial plan for your dream vacation.

Dump Debt First

Probably the easiest way to free up money for a vacation is by paying off debts. We’ve become a society that accepts debt as a way of life, but this isn’t the way it has to be. You can live without car payments, credit cards and other types of financing with a little discipline and some time. Most people can free up over $500 a month they can save towards a dream vacation just by paying off their vehicles and eliminating those monthly payments.

Understand and Adjust Insurance Coverage

Insurance is a hard topic for many, but an easy place to free up money in the budget. Make sure you understand the base concepts. Ask yourself: what is term vs whole life insurance? Which car insurance coverage fits best for you and what type of health insurance you need? Sit down with a trusted professional and figure out what coverage you need and which ones you can cut.

Set a Savings Goal

After you’ve looked at a few of the areas you might be able to adjust in your budget, you will need a savings goal for your dream vacation. This should be realistic and include saving every month until you have enough to take the trip. It can be fun researching the different places to stay, activities to enjoy and other things you will do on your dream vacation. Take the time to really plan this trip and set your financial goals accordingly.

Provide a Visual Reminder

You know you want to take your dream vacation and you’ve often thought about how much fun it would be. As you set your savings goal, find a few pictures you can use as a visual reminder of the trip you want to take. You can turn them into a collage, use one as your computer screensaver or carry a picture in your wallet. This will serve as a reminder and help you stay on track with your goal.

Taking a dream vacation isn’t cheap and not something you should do without the right amount of cash to spend. We all deserve the vacation of a lifetime and it’s possible with a few budget adjustments to pad your savings. Just make sure the important things are taken care of first, have patience and work hard towards your savings goal. Before you know it, you’ll be sitting on the beach, gazing at the Eiffel Tower or visiting one of the many other dream destinations you have in mind.

Fuerteventura – a beach guide for sun seekers

The Canary Islands are pretty famous for their combination of gorgeous weather and stunning beaches. Personally, I’ve always been a big fan of the sandy stretches in Fuerteventura, and if this is where you’ve decided to go on holiday this year – or if it’s somewhere you’re considering – make sure you check out my guide to the top local beaches below.

Fuerteventura   a beach guide for sun seekers, Spain Fuertaventura

A note on the Parque Natural de Corralejo

If you’re heading to Fuerteventura, it’s worth remembering that some of the most beautiful and luxurious beaches can be found in the Parque Natural de Corralejo. This is essentially a huge dune field spanning 2,669 hectares, running from Puerto Remedio beach to La Salina.

Here, you can discover everything from popular beaches to hidden, virtually untouched gems like Del Moro – a 300 m white sand beach tucked away in the island’s north.

Corralejo

Let’s start with Corralejo, a small port beach spanning 195 m. Boasting calm waters, this stretch of sand is a popular mooring area and offers a host of amenities despite its relatively small size.

For instance, there’s a promenade lined with restaurants and bars, while it’s also a great place to give windsurfing a go. Of course, if you’re not feeling too active, you can always simply lie back and soak up the sun!

Morro Jable

Located in Pajara, Morro Jable is a huge beach and one of the best-known on the island. Spanning an impressive 4,325 m, it is well maintained and lined with hotels, so it will come as no surprise to hear that this particular stretch of sand is one that’s especially popular with tourists. Plus, there’s plenty to do in the way of water sports here, so you can be as active or as lazy as you please.

Playa del Mattoral

The lovely Playa del Mattoral at Morro Jable is a great little sandy stretch if you fancy having a quiet afternoon in the sun, thanks to the fact that it rarely gets crowded. It’s quite surprising that it doesn’t, really, because it’s absolutely stunning, and it’s also a fantastic place for playing on the water, whether you fancy trying a serious water sport or just having a relaxing ride on a pedalo.

El Cofete

Like Morro Jable, El Cofete beach can be found in Pajara. As this is somewhere known for its unspoilt beauty, it’s definitely the place to go if you want to relax in the most natural surroundings possible.

In my opinion, what’s particularly impressive about this beach is that it’s not only fantastically unspoilt, but that there is so much of it. If you think about it, a 14 km stretch of utterly unblemished sand in a tourist haven like Fuerteventura is quite a feat! As a quick note, if you do come here, bear in mind it is known for having quite strong waves.

Costa Calma

Last on my list is Costa Calma, which is also in Pajara. This charmingly named beach is so-called thanks to the fact that, while it’s windy, the sea tends to stay quite calm.

What this means for you is that it’s quite a versatile place to visit. For instance, it’s particularly popular with windsurfers, since it’s possible to practise the sport at any time of year, while it’s also good for scuba diving. Plus, if you’re someone who wants to do nothing more than relax on the sand, then a real bonus of coming here is that it’s pretty easy to find sheltered, uncrowded spots even in the height of summer.

Can you recommend any beaches in Fuerteventura? Leave a comment and let us know! Meanwhile, you can click here to find some great places to stay.

Tremblant: A First Time Visitor’s Resort Guide

Tremblant Ski Resort, in the Laurentian Mountains of Quebec, sits in a valley of lush greenery in summer and a blanket of snow in winter. The beautiful lake fronting the resort is a source of boating and fishing activity in summer. It is about 130 kilometres northwest of Montreal, and it has been in operation for over seven decades.

Tremblant: A First Time Visitors Resort Guide, The pedestrian village is charming, almost post-card perfect and has plenty of shopping and dining opportunities. All skiing and snowboarding equipment can be found at shops in the village, and the resort has equipment repair, so gear damage will not ruin a trip.

So Much to Do, So Little Time

In winter, the point of a visit would seem to be skiing and snowboarding, and it is, but there are many other activities to capture non-skiers’ attention. Try ice-climbing or dogsledding, and dogsledders can drive the team or just ride. Horseback riding is not just for summer, it turns out, and there are two trips to choose from: a 1.5-hour ride or a back-country ride that is good for young children.

That’s not all; go for a sleigh ride or have a spa day. Snowmobiling and outdoor paintball await the more adventurous. Ride up to the top of the mountain and grab a snack in Le Grand Manitou, skiing or not. The scenic ride is an activity in itself on the tallest of these mountains. Snow-tubing, cross-country skiing, zip-lining, ice skating, ice fishing and snow-shoeing are other alternatives. Helicopter rides are available for a real panoramic view, and dune buggy tours are yet one more daring pursuit.

If you are interested in visiting Tremblant, click here for pricing on flights, hotels and package deals.

At Your Service

How tedious is it to get up to the top? It is not tedious at all with 14 lifts, two of which are gondolas. The cabriolet is an open gondola so visitors can enjoy a brisk winter ride before warming up in the mountain-top chalet. The other lifts consist of triple chairs, quad chairs, high-speed quad chairs and magic carpets, ground-level conveyor belts.

Five Reasons to Ski at Tremblant

1. Choice. There are 95 trails and four mountain faces to ski down: the north side, south side, sunny side and the edge. That last one is difficult; imagine cutting through the trees, which might be thrilling for some extreme sports lovers. Skiing down the north side in the early morning is considered a good “challenge.” In fact, 50% of the trails are expert level, and another 33% are intermediate, leaving the rest of the trail space for beginners.

2. Snow parks galore. There are three snow parks with more than 50 rail and jump modules that range from beginner to expert levels. Skiers and boarders need an Adrenaline Park Pass from Guest Services for these parks, and helmets are mandatory in all of them.

3. Something for everyone. In the nearly 79 kilometres of trails, the maximum slope degree is 42, and the vertical drop elevation is 645 metres with a mountain elevation of 875 metres. Overall, there is something for everyone. Ski school and kids’ programs are also offered, and there are rentals for those who want to try their wings before buying.

4. Tremblant has a snow patrol. If you are concerned about the safety of your group, particularly of your family members who may wish to ski more challenging slopes, you can be reassured that there is a snow patrol.

5. There is a medical clinic. And if things do go wrong, which they hopefully won’t, the resort has its very own clinic to look after any cuts, bruises or breaks.

Reserve, pack and go – it’s fun!

Best ski resorts for partygoing groups

If you’re arranging a fun activity holiday for yourself and an outgoing group of friends, you’ll want to pick a destination where there’s plenty of opportunity to party once you’ve retired from the slopes; keep reading for my top resorts with the best apres-ski scene.

Best ski resorts for partygoing groups, skiing ski party austria

Ischgl, Austria

If you’ve picked Austria for your action-packed getaway, the resort of Ischgl is ideal for fun-loving travelers. The winter months are known locally as the party season, and a concert is held on top of a mountain here to open and close the skiing season. Stars including Alicia Keys and Katy Perry have performed at the resort’s world-famous musical events.

There is a good selection of apres-ski bars to choose from when you decide to leave the pistes and hit the town, including the popular Trofana Alm, where waiters transport trays of beer to thirsty skiers and revellers dance sing along many timeless classics.

A more traditional drinking hole is the Schatzi Bar, which plays modern music and almost always gets partygoers dancing on the tables.

Alpe d’Huez, France

Many French ski resorts are expensive for apres-ski, but not Alpe d’Huez. If you’re planning a break with a budget-conscious, outgoing ski group, Alpe d’Huez is the ideal destination.

There are dozens of bars throughout the resort, with popular haunts including The Crowded House and the Irish pub O’Sharkeys. Smithy’s Tavern is a good spot for drinks offers and tasty Tex-Mex meals, while Freeride is a must-visit as a result of its famous bar slide to the toilets.

Saas Fee, Switzerland

The traditional skiing resort of Saas Fee has a youthful side thanks to the snowboarders who visit the settlement, and these energetic travelers head into the center of the resort come late afternoon.

You can enjoy the laid-back vibe of Black Bull as the sun sets, and then head on to Nesti’s Bar, which you shouldn’t arrive too late as the venue is particularly popular.

Popcorn is another well-known spot, and the snowboard shop transforms into a pub-cum-club after closing time. Live bands play here regularly and there’s also a quieter bar area to visit if you feel like some time out from partying.

Sauze d’Oulx, Italy

Italy’s Sauze d’Oulx resort is another great winter sports destination which also offers a buzzing apres-ski scene. Especially popular with Britons, Sauze d’Oulx has both old and new town areas, where you’ll find great restaurants, pubs and bars.

The Old Town is laid-back and traditional, while the New Town is more contemporary and upbeat. Head to the Village Cafe, which serves everyone a free first drink, while the British-owned Moncrons bar is popular for its cocktails.

When you’re feeling brave enough to dance, you can call in at one of the nightclubs, such as Banditos or Schuss, and party until the small hours.

Breckenridge, USA

Located in Colorado, Breckenridge is a bustling resort with an equally vibrant apres-ski scene. There are around 20 bars and clubs dotted throughout the area, and you’ll find settings to cater for all tastes.

Cecelia’s is arguably the liveliest spot, but if you prefer a more laid-back ambience choose Liquid Lounge. If you’re a live music fan, head either to the Motherloaded Tavern or Three20South to watch bands perform.

Take in astounding art in Brooklyn

New York is certainly a great place for art lovers to visit, and although Manhattan has a wealth of iconic museums and galleries, I think it’d be wrong to think that it’s the only borough in the city that has amazing paintings and installations on display. In fact, I’d say you’d be making a BIG mistake, as Brooklyn has more than its fair share of world-class art.

Here are just some of the best places in this part of New York for culture vultures.

Take in astounding art in Brooklyn, Brooklyn Museum

Brooklyn Museum is spread over some 560,000 sq ft (making it one of the largest art museums anywhere in the United States), I don’t think that it should be too much of a surprise to hear that it contains a vast array of art spanning all disciplines and eras of time.

No matter what your personal tastes are, I’m fairly certain you’ll come across at least a few works that will appeal to you. Indeed, the museum’s expansive collection includes everything from contemporary paintings to ancient African sculptures.

As well as the permanent galleries, the Brooklyn Museum hosts a range of exciting temporary exhibitions throughout the year. Often focusing on a particular subject or the works of a certain artist, these displays are on a few months. If there’s something in particular you want to see, you should act quickly and book a flight from the UK to New York .

This year has seen the museum host collections of several local artists, including Shura Chernozatonskaya and Heather Hart, while there have also been Andy Warhol exhibitions and  about the impact of 9/11 in previous years.

Look North

Head to the Red Hook district of Brooklyn and you’ll come across an array of fantastic galleries, although I think there are few, if any, that are as cool as Look North. Situated on Conover Street in a former warehouse that overlooks the city’s harbour, this amazing institution is dedicated to displaying the best in contemporary Arctic art.

Here, you can take in an array of sculptures – many of which depict animals like owls and bears that have been crafted from materials such as basalt and serpentine – produced by leading names in this movement. Several of the artworks on display are available to purchase, while prints of traditional Inuit art can also be bought.

Slate Gallery

Situated in the Williamsburg region of Brooklyn, the Slate Gallery is a wonderful place to stop by if you are keen to see the latest developments in the contemporary art scene during your holiday.

This free-to-enter institution, is located on Wythe Avenue, puts on an ever-changing array of temporary exhibitions. James Rosenquist, Erika Ranee, Nickolas Roudane and Jay Milder are just some of those to have had their work displayed here over the past few years. With the gallery committed to showcasing artists who use both traditional and non-conventional methods, I’m sure there’ll be something that catches your eye. Who knows, by taking a trip here you might come across a new favourite painter of yours!

These are just a few of Brooklyn’s leading art galleries and museums, but if you can think of any more that are worth visiting, please leave a comment and let us know.

Ireland – A Perfect Winter Wonderland

Fancy living a low paced lifestyle far from the madding crowd? Head to Ireland, where an old world charm, unavailable in most developed countries, is on offer. The destination offers pleasant rural vistas, a slow paced life style and friendly people. We know you are looking forward to this when winter comes along, and thus Ireland is for sure a favored destination for many travelers.

Ireland   A Perfect Winter Wonderland,

Ireland can be a wonderful winter wonderland, with short days and long evenings that make cuddling in front of a fireplace an amazingly romantic idea. You’ll find many attractions open throughout the winter, like places you can visit like the castles, high crosses, stone circles, dolmens and cathedrals. read more »

The beauty of Damascus

Damascus has understood that tourists can be a real gold mine. Taking the example of restructuring riad in Marrakesh sites, L’Hotellerie Syrian (declared the “pearl of Syria”) went through a “restyling” for a serious return to the ancient splendor of the historic buildings. After this, many numerous boutique hotels appeared, including the Old Vine and Hananiah — which we strongly advise you to pay a visit if you’re in the country.

The beauty of Damascus,

The beauty of Damascus,

Page 1 of 512345